Sunday, December 29, 2019

Journal on Three Learning Disabilities - 561 Words

ADHD ADHD stand for Attention Deficit Hyperactivity Disorder and it is actually a very common disorder that affects children and young adults. For some it may continue into their adulthood. It is estimated that around three to ten percent of children have ADHD. There are many questions by professionals as to kids can really outgrow ADHD, meaning that it may be more common amongst adults than originally thought to be. Children that have ADHD have more problems paying attention or concentrating than kids that do not have ADHD. This is especially a problem in the class room, where most children are expected to sit and pay attention for about 2 hours straight. They have difficulty following directions, and get frustrated or bored with what they’re doing. This proves to be another problem in the classroom, where students should follow directions on many things, and if a child has problems doing this, it only makes school harder for them. The impulsiveness is more evident in childre n with ADHD than children that don’t have it. Do you know anyone who has this? In my family, I do not have anyone that has ADHD. However, I do have friends that have ADHD. Most have outgrown it, and learnt to handle it, since they have had help. It is thinking back, I feel like there were more people in my life that may have had this, but I may have been too young to realize this. I do not think that I know any adults that have ADHD, as it is less common among adults . Autism Autism SpectrumShow MoreRelatedResearch Based Note Taking Interventions For Students With Disabilities1210 Words   |  5 PagesApproximately 11% of students with disabilities attend college. Lectures comprise a major portion of students’ learning time. One of the most crucial skills to attain before attending college is the ability to learn note-taking skills. Note-taking skills assists students in their understanding of the content and increases their ability to understand and recall the information (Steimle, Brdiczka, Mà ¼hlhà ¤user, 2009). During a lecture, students with learning disabilities have difficulty discerning importantRead MoreEssay about Students With ADD/ADHD and Class Placement1218 Words   |  5 PagesContemporary students with learning-disabilities such as ADD/ADHD are continuously perceived as incompetent to adapt in an ordinary classroom setting with other students without learning-disabilities. Consequently, many students with learning disabilities are placed in classrooms that are designated only for students with learning disabilities. It is because of this classroom placement problem that many learning-impaired students are doing worse academically and socially in a non-inclusive settingRead MoreLearning Disabilities and Dysgraphia1485 Words   |  6 PagesRunning head: LEARNING DISABILITIES AND DYSGRAPHIA Children with Dysgrapia and Other Learning Disabilities Your Name School Name or Institution Abstract There are many types of learning disabilities that are prevalent among children in the world today. This paper will not necessarily explore in detail the prevalence of the disorders, but explore the different types, causes, and treatment for the variety of learning disabilities among children today. This paper will focus particularly on oneRead MoreThe Effects Of Adhd On Children s Overall Development1318 Words   |  6 Pagesdomains. About half of all the children who have ADHD also have a learning disability. â€Å"Among the children who did not have a learning disability, children with ADHD had more learning problems than children without ADHD, indicating that children with ADHD had some difficulty with learning even though they did not meet the criteria for LD.† (Learning disabilities and ADHD: Overlapping spectrum disorders. Journal of Learning Disabilities) â€Å"Material and methods: Cognitive test data were analyzed for 10-Read MoreDeveloping Instructional Practices For Students With Specific Learning Disabilities Case Study1280 Words   |  6 Pages Developing Instructional Practices for Students with Specific Learning Disabilities Student’s Name Institution Affiliation Developing Instructional Practices for Students with Specific Learning Disabilities Part One How to Support Students with Specific Learning Disabilities The research-based instructional practices for supporting students with reading, mathematics, and language disabilities in the science and social studies content areas throughout elementary school includeRead MoreAssistive Technology Essay1440 Words   |  6 Pages1996). We may not know it and may not have an underlying disability but we are utilizing basic technology (e.g. phones, calculators) in ways that are similar to how individuals with disabilities utilize assistive technology (e.g. text-to-speech, screen readers) in their life endeavors (Stumbo, Martin, Hedrick, 2009). However, AT is different from technology utilized by individuals without disabilities in that, for the individual with a disability, the utilization of AT may make activities possible;Read MoreToken Economy: Teachers Use of Positive Reinforcement in Schools1153 Words   |  5 Pagesit has strong advantages with children with disabilities as well as home schooled children. I believe that a token economy is one of the most powerful behavioral interventions for improving school behavior. Token programs allow for the use of more powerful incentives than are typically in place in the classroom. In addition, token programs have the advantage of providing more immediate rewards than home-based programs. The first scholarly journal that I read was called Effects of ClassroomRead MoreInforming People About Reading Disability993 Words   |  4 PagesInforming People about Reading Disability Curtiss, S. L., et al. Bringing Instructional Strategies Home: Reaching Families Online . Teaching Exceptional Children January/February 2016: 160-167. Curtiss et al. (2016) express how the collaboration of teachers and parents is difficult because of the overlap between parent and teacher work schedules. The authors detail how instructors can provide online learning support for parents who support child with limited expressive communication. They highlightRead MoreThe Characters Dick, Jane, and Spot Essay1255 Words   |  6 Pagesdifficult concept to master, especially when learning the spelling of American Standard English. George Bernard Shaw said that the word fish might as well be spelled ghoti--using gh as in rough, o is in women and ti as in vacation(Glazer 99). Sometimes the spelling of certain words can seem illogical and may have no other similar spelling in the language. When a young child looks at these words, the student cannot use logic to spell certain words. Learning Disabled children have a hard time conqueringRead MoreEvaluation Of Competency Test For Students With Special Needs1592 Words   |  7 PagesState of Texas Assessment of Academic Readiness (STAAR) and Criterion-Referenced Competency Test (CRCT), are a major concern for students with disabilities and their teachers, because students are struggling with passing formal assessments and showing low abilities to comprehend the reading. In order to bridge this gap in literacy, teachers may use three effective literacy strategies for students with special needs. Question Answer Relationship (QAR) comprehension strategy, reading miscue test, and

Saturday, December 21, 2019

Kimberly-Clark Use Sustainable Standards to Operate

Kimberly-Clark Use Sustainable Standards to Operate Sheila Cole Southern New Hampshire University Professor Gaylynn Brenoel March 13, 2016 Introduction Economic growth is defined as the increased capacity of an economy to produce goods and services, compared from one period of time to another. An example of growth is associated with technology like the internet and the way it has brought the U.S. industry as a whole; moreover, improve the quality of life. Kimberly-Clark as a business has not stopped growing as a business so their sustainability continues to grow as the company grows too. They have remain in business by being responsible to the consumer and the government, practice ethical economical practices and protect†¦show more content†¦In turn, customers show their commitment to the company by purchasing their products. In essence, Kimberly- Clark is building the bridge for generations to come. Economy Kimberly-Clark focuses on the populations that are buying and utilizing their products on a daily basis which is a winning scenario for all parties involved. The consumer gets the best product for themselves and the environment; moreover, spends money to buy more. The company is able to employ more personnel to produce the products while maintaining the government rules and regulation. Meanwhile this is contrast to encompassing everyone whether they are buying the company’s product or not. Association in the world Kimberly-Clark has businesses in Latin America, Europe, Middle East, Africa, and Asia that gives back into the community by becoming involved with several non-profit groups like the boys amp; girls club, UNICEF, diapers for moms. KC does business with companies like Wal-Mart who also invest into the communities and organizations that contributes to society. Answer the Government We use sustainable environmental practices to grow responsibly in a world of finite resources. Kimberly-Clark sets their company rules and regulations are below the government expectations therefore remaining in compliance of the government. Example, Sustainability 2015 Goal: We strive to manage our wasteShow MoreRelatedPG industry analysis2177 Words   |  9 Pagesgoods industry. When define the consumer goods, which often described as Consumer Packaged Goods Industry (CONSUMER GOODSG) or Fast-Moving Consumer Goods (FMCG), which refer to the products or services for personal or household use in which are sold quickly and at relatively low cost. The main players are both on retailer side such as Walmart, Carrefour and Target and on the global companies side such as Unilever and Procter Gamble. Consumer Goods Industry Growth ForecastingRead MoreAnalysis Of The Book From Good For Great : Why Some Companies Make The Leap And Others Don t 1441 Words   |  6 Pagesbeing just good to justifiably great. The term â€Å"great† is operationally defined by a number of criteria, including, financial performance exceeding the market average by several deviations over a sustained period of time. Collins and his research team use these criteria to thoroughly review the business literature, identify companies that met their determined criteria for being â€Å"great.† Then, these â€Å"great† companies were compared to their competitors and the features that separated the companies wereRead MoreBecton Dickinson and Company: Multidivisional Marketing Programs6857 Words   |  28 Pagesand we discovered some common threads in their experiences. Most important, theyve all taken a pragmatic, disciplined approach to CRM, launching highly focused projects that arc relati vely narrow in their scope and modest in their goals. Rather than use CRM to transform entire businesses, theyve directed their investments toward solving clearly defined problems within their customer relationship cycle - the series of activities that runs from the initial segmenting and targeting of customers all theRead MoreProcter and Gamble Strategic Analysis3371 Words   |  14 Pagesbreakthroughs originate in the Procter Gamble’s laboratories. Procter Gamble operates in more than 80 countries worldwide, which makes for one of the largest global companies around. Procter Gamble manufacturers their own products, and they do so in different places all throughout the world. These places include the US, Canada, Latin America, China, Asia and Africa. Procter Gamble’s strategy is mostly focused on innovation. They use this strategy to approach consumers more easily, and to obtain the mostRead MoreProcter and Gamble Market Analysis Essay7261 Words   |  30 PagesCOMPETITIVE COMPARISON 15 research and development 16 Patent and trademarks 16 summary of key findings 17 references 18 Executive summary The Procter Gamble Company (PG) began its operation in downtown Cincinnati, Ohio in 1837. The company operates in a very competitive industry where the low priced local competitors and store brands are competing in most of the categories of PG. As a result the company faces intense competition in most of its product categories. PG trades under the symbolRead MoreFmcg Products Classification5487 Words   |  22 Pagescovers over 2 million retail outlets across India directly and its products are available in over 6.4 million outlets in the country. As per Nielsen market research data, two out of three Indians use HUL products. Hindustan Unilever Limited is an India-based fast moving consumer goods company. The Company operates in seven business segments. Soaps and detergents include soaps, detergent bars, detergent powders and scourers. Personal products include products in the categories of oral care, skin care (excludingRead MorePfizer Review Essay3245 Words   |  13 PagesSTAKEHOLDERS It is an honor for me to lead Pfizer at this important time for both our company and the industry. I’ve spent my entire career at Pfizer and during this time I have seen the industry change and evolve in terms of customers’ needs, regulatory standards and where growth occurs. Among these changes, one of the most important has been the increasing pressure from payers, governments and society to deliver greater value. That’s why I believe there is a fundamental question facing the industry and PfizerRead MorePG Strategic Plan8305 Words   |  34 Pagesfor the company based on in-depth market and company research. Analyses are based on standard business strategy analysis tools, which are: Strengths, Weaknesses, Opportunities Threats (SWOT) analysis, External and Internal Factors Evaluation (EFE/IFE) Matrices, and standard financial analyses including competitive comparison with Procter Gamble’s industry. Strategic alternatives were evaluated with the use of the Internal-External (IE) Matrix and the Grand Strategy Matrix which fed into theRead MoreStrategic Innovation8306 Words   |  34 Pages.............. 14 2.7. Disciplined Implementation – Managing the Path From Inspiration To Business Impact15 2.7.1. Key considerations for implementing Strategic Innovation initiatives ............................ 15 3. 3.1. 3.2. 3.3. SUSTAINABLE INNOVATION – BUILDING A FOUNDATION FOR ONGOING COMPETITIVE ADVANTAGE ......................................... 17 The Path to Strategic Innovation ......................................................................................... 18 InnovationRead MoreEmployee Engagement and CSR: TRANSACTIONAL, RELATIONAL, AND DEVELOPMENTAL APPROACHES12982 Words   |  52 Pagesserving our communities.† In late 2010, Unilever unveiled its Sustainable Living Plan whereby it intends to improve the health of 1 billion people, buy 100% of its agricultural raw materials from sustainable sources, and reduce the environmental impact of everything it sells by one-half, while doubling its revenues. To achieve these aims, the company will have to reach out to its consumers and activate them. For instance, to reduce energy use associated with its soaps by half, consumers would have

Friday, December 13, 2019

Understanding The ADD and ADHD Free Essays

string(81) " a television or radio that is turned on in another room may become distraction\." Attention Deficit Disorder Kam Bisel Attention Deficit Disorder (ADD) is a problem that affects 5% to 10% of all children. ADD affect more children than any other childhood problems except asthma. It is estimated to be the largest single cause for first referrals to child guidance clinics throughout the country, making up as many as 40% of those cases. We will write a custom essay sample on Understanding The ADD and ADHD or any similar topic only for you Order Now Many ADD cases are not diagnosed because the problem most often does not show in the doctors office. Current estimates suggest that approximately 50 to 65% of the children with ADD will have symptoms of the disorder as adolescents and adults. Although ADD has just recently been discovered and there is still relatively little known about it. In 1902, George Frederick Still believed the dilemma of the problem child was linked to a biological defect inherited from an injury at birth and not the result of the environment. Through 1930-40’s stimulant drugs were first used to successfully treat many behavior problems due in part by Still’s hypothesis. In 1960, Stella Chess researched in the field by writing about the â€Å"hyperactive child syndrome. She took Still’s hypothesis further stating that the resulting behavior problems stem from a biological cause, although it is linked to a genetic inheritance rather then a birth defect from an injury. Finally, in 1980, the syndrome was named Attention Deficit Disorder, due in large part to Virginia Douglas’s work to find accurate ways to diagnose it (Hallowell 2). This is currently how it stands in the axis two of the DSM-IV today, with the addition of a new category Attention Deficit Hyperactivity Disorder and there sub types. Most scientist now believe that an abnormality in brain chemistry could be to blame for the symptoms of Attention Deficit Disorder. The frontal lobes of the brain are believed to be responsible for the regulation of behavior and attention. They receive information from the lower brain, which regulates arousal and screens incoming messages from within and outside of the body. The limbic system which is a group of related nervous system structures located in the midbrain and linked to emotions and feelings then sends the messages to the frontal lobes. Finally, the frontal lobes are suspected to be the site of working memory, the place where information about the immediate environment is considered for memory storage, planning, and future-directed behavior. Scientist believe the activity in the frontal lobes is depressed in people with ADD. Studies also show, a decrease in the ability of the Attention Deficit Disorder brain to use glucose, the body’s main source of energy, leading to slower and less efficient activity. Neurotransmitter provide the connection between one nerve cell and another. It is also now suspected that people with Attention Deficit Disorder have a chemical imbalance of a class of neurotransmitter called catecholamine. Dopamine, helps to form a pathway between the motor center of the midbrain and the frontal lobes, as well as a pathway between the limbic system and the frontal lobes. Without enough dopamine and related catecholamine, such as serotonin and norepinephrine, the frontal lobes are under stimulated and thus unable to perform their complex functions efficiently. Attention Deficit Disorder is primarily considered a genetic disorder. Which is why it is labeled a axis two in the DSM-IV. Studies show that 20-30% of all hyperactive children have at least one parent with ADD. However, not all cases of ADD are genetically linked. Some studies show that a small percentage of ADD cases were influenced by smoking, drinking alcohol, and using drugs during pregnancy. Exposure to toxins, such as lead, may also alter the brain chemistry and function. Both of these issues are cause for concern for the at-risk population. ADD generally affects males more often than females, in a 3:1 ratio. Because this disorder effects the brain detection of this condition is difficult. The accepted test, although today there has been an increase in research into ADD and subsequently now other tests. The test requires a nine month observation of the person, as well as EEGs, MRIs, or a PET scan. During the nine months, the person has to show a certain number of the classic traits associated with the disorder. The EEG are used to record the amount of electrical activity that is happening in the brain. An MRI is an x-ray that shows the brain’s anatomy however it is not a routine assessment. More recently, the way to diagnose ADD is the use of a PET scan, which measure the amount activity in the brain. There are two general categories for those diagnosed with Attention Deficit Disorder. One is ADHD (Attention Deficit Hyperactivity Disorder), this is the more prevalent of the two. A person with ADHD will show certain characteristics. Characteristics like, fidgeting, squirming, difficulty remaining seated, easily distracted, difficulty awaiting turn, interrupting, difficulty following directions, sustaining attention, shifting from one uncompleted task to another, not listening, following multiple directions, and frequently engaging in dangerous actions. The general diagnosis of ADD, as opposed to ADHD, has some, but not all of the above characteristics. There are people who have been diagnosed with ADD whose characteristics are not hyperactive but the complete opposite, they are underactive. This goes against the general notion that only kids who are hyperactive have ADD. These children often daydream and are never mentally present anywhere. They constantly drift off into their own world during classes or conversations. This type is more prevalent in females with ADD then in males. The underlining issues with these children are the inability to focus, they are too easily distracted. This form of ADD is the hardest to diagnose since it seems that these people simply need to â€Å"apply themselves more† or â€Å"get their act together. † Attention Deficit Disorder not only effects those afflicted in the classroom but at home as well. The rest of the families daily routine may become a distraction to those afflicted with ADD. Sometimes a television or radio that is turned on in another room may become distraction. You read "Understanding The ADD and ADHD" in category "Essay examples" What the ADD person needs is a sound screen. A sound screen is some form of constant noise that plays in the background, commonly a television or a radio. At first it may seem like a distraction, but in reality, if the TV or music forms a kind of â€Å"white noise† with an even level of intensity, which actually covers up discrepant noises that can be a distraction. â€Å"The hum of a ceiling fan or motor can do wonders to soothe and focus you† (Weiss. 7). Getting a family household to function smoothly is challenging for any family, with or without the presence of ADD. Adults and children suffering from Attention Deficit Disorder have trouble establishing and maintaining physical order, coordinating schedules and activities, and accepting and meeting responsibilities. Parents with children suffering with ADD have to learn how to deal with the obstacles that they will have while raising their child. Since ADD is genetically passed through to children the tendency is to have more then just the child with ADD but the parents too. Not only does the child have a problem with rules and schedules but so does the parent. Adults dealing with ADD often have chronic employment problems, impulsive spending, and erratic bookkeeping and bill paying. Raising healthy, well-adjusted children requires patience, sound judgment, good humor, and, discipline which is difficult for a parent with ADD to do. The presence of ADD often hinders the development of intimate relationships for a variety of reasons. Although many adults with ADD enjoy successful, satisfying marriages, the disorder almost always adds a certain amount of extra tension and pressure to the union. The non-ADD spouse bears an additional burden of responsibility for keeping the household running smoothly and meeting the needs of the children, the spouse with ADD, and, if he or she has time, his or her own priorities. Raising a child who has ADD can be an exhausting and, at times, frustrating experience. Parents play a key role in managing the disability. They usually need specialized training in behavior management and benefit greatly from parent support groups. Parents often find that approaches to raising that work well with children who do not have ADD, do not work as well with children who have ADD. Parents often feel helpless, frustrated and exhausted. Especially if the child’s condition is unknown at the time. It could seem to the parent that the child is just bad. Too often, family members become angry and withdraw from each other. If untreated, the situation only worsens. Parent training can be one of the most important and effective interventions for a child with ADD. Effective training will teach parents how to apply strategies to manage their child’s behavior and improve their relationship with their child. Without consistent structure and clearly defined expectations and limits, children with ADD can become quite confused about the behaviors that are expected of them. Making and keeping friends is a difficult task for children with ADD. A variety of behavioral excesses and deficits common to these children get in the way of friendships. They may talk too much, dominate activities, intrude in others’ games, or quit a game before its done. They may be unable to pay attention to what another child is saying, not respond when someone else tries to initiate and activity, or exhibit inappropriate behavior. There is no cure for Attention Deficit Disorder. â€Å"Along with increasing awareness of the problem, a better understanding of its causes and treatment has developed† ( Wender 3). There is medication for ADD which will only alleviate the symptoms. The medication will not permanently restore the chemical imbalance. Approximately 70% of adults with ADD find that their symptoms significantly improve after they take medication prescribed by their doctors. The patient is able to concentrate on difficult and time-consuming tasks, stop impulsive behavior , and time the restless twitches that have been experienced in the past. Some ADD patient’s psychological and behavioral problems are not solved by medication alone, and are required more therapy or training. Adult patients have the burden of the past that often hinders their progress. The patient then needs help with the relief of disappointment, frustration, and nagging sense of self-doubt that often weighs upon the ADD patient. Some ADD patients suffer from low-grade depression or anxiety, others with a dependence on alcohol or drugs, and most with low self-esteem and feelings of helplessness. There are two types of drugs that work to balance the neurotransmitter and have been found to be most effective in treating ADD, stimulants and antidepressants. Stimulants work by increasing the amount of dopamine either produced in the brain or used by the frontal lobes of the brain. Antidepressants also stimulate brain activity in the frontal lobes, but they affect the production and use of other chemicals, usually norepinephrine and serotonin. All the drugs used to treat ADD have the same goal, to provide the brain with the raw materials it needs to concentrate over a sustained period of time, control impulses, and regulate motor activity. The drug or combination of drugs that work best for the patient depends on the individuals brain chemistry and constellation of symptoms. The process of finding the right drug can be tricky for each individual. The psychologists are not able to accurately predict how any one individual will respond to various doses or types of Attention Deficit Disorder medication. However, the drug of choice for Attention Deficit Disorder is Ritilan. Ritilan (Methylphenidate) is a mild CNS stimulant. In medicine, Ritilan’s primary use is treatment of Attention DeficitHyperactive Disorder (ADHD). The reason why this drug works so well is not completely understood, but Ritilan presumably activates the arousal system of the brain stem and the cortex to produce its stimulant effect. According to the Drug Enforcement Agency (DEA), prescriptions for Ritilan have increased more than 600% in the past five years. Ritilan (Methylphenidate) is manufactured by CIBA-Geigy Corporation. It is supplied in 5 mg. , 10 mg. , and 20 mg. ablets, and in a sustained release form, Ritilan SR, in 20 mg. tablets. It is readily water soluble and is intended for oral use. It is a Schedule II Controlled Substance under both the Federal and Vermont Controlled Substance Acts (Bailey 5). As stated before, ADHD is a condition most likely based in an inefficiency and inadequacy of Dopamine and Norepinephrine hormone availability, typically occurring when a person with ADHD tries to concentrate. Ritilan improves the efficiency of the hormones Dopamine and Norepinephrine, increasing the resources for memory, focus, concentration and attention (Clark 6). Ritilan exhibits pharmacological activity similar to that of amphetamines. Ritilan’s exact mechanism of action in the CNS is not fully understood, but the primary sites of activity appear to be in the cerebral cortex and the subcortical structures including the thalamus. Ritilan blocks the re-uptake mechanism present in dopaminergic neurons. As a result, sympathomimetic activity in the central nervous system and in the peripheral nervous system increases. Ritilan-induced CNS stimulation produces a decreased sense of fatigue, an increase in motor activity and mental alertness, mild euphoria, and brighter spirits. In the PNS, the actions of Ritilan are minimal at therapeutic doses (Clark 2 ). Ritilan is the quickest of all oral ADHD stimulant medications in onset of action: it starts to achieve benefit in 20 – 30 minutes after administration, and is most effective during the upward ‘slope’ and peak serum levels. Ritilan’s effect is brief: Most people experience 2-3 hours of benefit, but after 3 hours, benefits drop off rapidly. Some individuals, especially children, may obtain 4 or even 5 hours of positive effect (Clark 1). Attention Deficit Disorder is very prevalent throughout this country and the world. There is no cure. Those afflicted with the disorder must learn to compensate for it and live regardless of it’s affects. There are drugs and therapy available for those with this disorder to help them maintain there life. It is very frustrating to live with ADD or ADHD and even harder to live with it and not know it. Since ADD’s detection is difficult, often the symptoms are likened to some other cause in an effort to explain the behaviors. This has lead to many misdiagnoses. However, new studies on ADD and ADHD are in the works and with the Human Genome Project’s completion in 2003 there is hope more light will be shed on this disorder. How to cite Understanding The ADD and ADHD, Essay examples

Thursday, December 5, 2019

Corporate And Management National Business â€Myassignmenthelp.Com

Question: Discuss About The Corporate And Management National Business? Answer: Introduction: The recent trends in the modern world include the adoption of the information security trends to be applied in the business operations of organizations or companies. However, the presence of various risks and vulnerabilities in the information technologies are to be addressed for enhancing the safety of their applications. The following report discusses about the case study regarding the Aztek Company whose business corresponds to the financial service sectors. The assessment for the information technology risk management is included in the report. Furthermore, the challenges faced in the acceptance for such technologies are also covered in the report. Moreover, the IT risk principles and the IT security framework is also depicted it the analysis made on the report. Lastly, the report concludes by recommending the possible measure to be applied in their solutions. Discussion: Financial services are termed as a major part of the financial systems of the area concerned. They are mainly used to provide financial helps by using various credit instruments, services and products. The major applications of the financial services include cheque, debt clearance services, bills or credit instruments. The financial products extend from mutual funds investments to credit or debit cards. The major significance of the financial services includes the strengthening of countrys economy. This is mainly signified by the presence of more growth and prosperity on all the sectors of the companys economy. In addition, the economic growth of a country is reflected by the increase in the standards of living among the population of that country. Australian financial services: For the last two decades, the emergence of the financial services is evident by checking the global economy. The constant rate of the increasing financial economy has made the companies or business organizations to apply the solutions needed for referencing them and to apply them in their operations as well. The economy of Australia has seen an increase of 3.5% due to the financial strengthening of their services (Rampini Viswanathan, 2016). The administrations for the Australian financial services have made various implementations on the use of certain strategies for the effective business solutions and market economy. However, the presence of various risks in the financial economy is leveraging the opportunities to reference the weak points in the services. This is the main cause for the Aztek Company to face multiple issues pertaining to the information security. Moreover, the presence of illegal uses of financial services is also another cause for concerns by the company. The ce nter of the company is located in Australia which allows them to enjoy the benefits of the growing economy. This is helping them to increase their customer acquisition rate in the market. However, the additional services like implementation of online banking systems are another cause for concerns as the presence of cyber attacks and malwares are always evident. This is also the reason for losing of data from their data centers. This gives a pre-requisite to the Aztek Company to implement their security enhancements protocols for addressing such risks and threats. Risks and controls: There are various risks in the financial sectors that are due to the presence of both external and internal risks to the sector. Technology in the modern world is the main concept utilized for innovation. This can also be used to get unethical access to the system leading to breaches and grave impacts. The cyber threats occurring as data loss, user account compromising, file destroying or degrading are the main attacks included in the cyber security aspects. However, these are not the only risks faced by the financial institutions. The misalignment between businesses and information technology strategies and management decisions are also faced by these financial sectors as well (McNeil, Frey Embrechts, 2015). The main reason for such actions is the gap in technologies which causes hindrance to the normal operations. This effectively reduces the speed of serving the clients of the concerned financial organizations. Moreover, the increases of competition on the market like technologic al startups are making the existing businesses opt for more technologically driven approach to adopt the swiftness in their operations. Risk assessment: The risk assessment of information technology has made the possible integration of risk management techniques that helps in addressing the risks requirements and their mitigation. The ERM scheme is another method that has been applied by financial sectors that has helped them to enhance their process of decision making (Glendon, Clarke McKenna, 2016). The main objective of the information technology risk management is the removal of loopholes in the system that helps in the mitigation of the various threats and vulnerabilities that are referenced in the above section. Monetary Acts: The administrative authorities responsible for the monetary transactions in the market are not very efficient when it comes to the market risks. This is the main requirements for the presence of a regulatory committee in the market to analyze the market and the products included in it. In addition, the financial products which are also included in the market should also be subjected to regulatory committees and administrations. The traditional and the old methods of such administration lack the technological advancements needed for the regulatory preservations. This is being difficult for the clients to assess the validity of the products and the evaluation of them is very difficult (Chance Brooks, 2015). The Wallis report is used to serve as the connection among the risk allotment qualifications and the arrangements of the Trade Practices Act 1974 (DeAngelo Stulz, 2015). Cloud computing: Cloud technology is the incorporation of virtual architecture in the system that helps in the efficient betterment of the services. The resources are quickly accessed and modified however required. This allows the users of the cloud to access the computational abilities of the infrastructure and get the required capabilities whenever needed. This helps to increase the agility and deployment of these services. The pricing of the solutions is another feature that helps the businesses to apply for these services (Hopkin, 2017). The businesses are charged according to their usages which help them to keep track of their reports. The services provided by the cloud solutions include the presence of adequate resources, bandwidth and sustainable performance. The sole requirement of accessing the systems is the presence of an internet access. This allows remote availability of the cloud resources. In addition, disaster recovery is also possible by applying for backup. The operations of the sys tem pertaining to a particular date can be saved in the cloud for later use. In case of disasters in the system, the backed-up system can be downloaded from the cloud and will be implemented very fast. The resources are quickly accessed and modified however required. This allows the users of the cloud to access the computational abilities of the infrastructure and get the required capabilities whenever needed. This helps to increase the agility and deployment of these services. Stakeholders: The stakeholders in Australian financial sectors are said to expect higher returns. This in turn is followed by investing in risky businesses to get their desired profits. The Financial Sector Advisory Council has revealed that superannuation in the financial aspects has led to different outcomes on the premiums of the populations (Cohen, Krishnamoorthy Wright, 2017). The most typical stakeholders included in any financial sectors are the government, customers and the shareholders. This is the reason for the difference in the analytical ability of the market and the associated dangers of it. This presents the need to diversify the budget of the project. Impacts on the project: The project to be made in the Aztek Company is the introduction of cloud computing architecture to reference the solutions in the information technology aspects. Cloud technology is the incorporation of virtual architecture in the system that helps in the efficient betterment of the services. The resources are quickly accessed and modified however required. The main use of the cloud computing is for the maintenance of a virtual database to tend to the need of the customers and the employees. This allows the users of the cloud to access the computational abilities of the infrastructure and get the required capabilities whenever needed. This helps to increase the agility and deployment of these services. The services provided by the cloud solutions include the presence of adequate resources, bandwidth and sustainable performance. The sole requirement of accessing the systems is the presence of an internet access. This allows remote availability of the cloud resources. However, the presence of internet access for the access to the system has made the intrusions of several breaches to the system including malwares and viruses. The cyber threats occurring as data loss, user account compromising, file destroying or degrading are the main attacks included in the cyber security aspects. This is the main cause for data loss from the data centers. This is the main reason for the company to lose their brand value as well as business in the market. Australian frameworks: The administrative authorities of the financial sectors in Australia are responsible for referencing to the needs of the customers. This is the sole commitments made by the Australian Securities and Investments Commission (ASIC). The aim for this regulatory authorities is to make honesty and assurance in the products present in the financial market so as to reach their intended customer satisfaction level (Olson Wu, 2017). Third party cloud solutions: The cloud solutions are the incorporation of virtual architecture in the system that helps in the efficient betterment of the services. The resources are quickly accessed and modified however required. The main use of the cloud computing is for the maintenance of a virtual database to tend to the need of the customers and the employees. This allows the users of the cloud to access the computational abilities of the infrastructure and get the required capabilities whenever needed. This helps to increase the agility and deployment of these services. However, attacks are always made by insiders who have been given access to the system and the organizations need to know them. The transparency is not present with them as the resources and their access are granted by the vendors. This is the main reason for the financial sectors to opt for in-house applications of the cloud solutions. This will enable them to get the solutions of in-house security. In addition, the third-party vendors usually have the right to access the data. This reduces the transparency of the organizations to get their access whenever required. This also cannot be helped in case the client wants to expand their architecture. In addition, in case a vendor goes out of business, the cloud solutions will also be lost which will impact heavily on the operations of the organizations. This will heavily impact the financial sectors as their business as well as their brand image in the market will be gravely impacted. Risks assessment: Technology in the modern world is the main concept utilized for innovation. This can also be used to get unethical access to the system leading to breaches and grave impacts. The cyber threats occurring as data loss, user account compromising, file destroying or degrading are the main attacks included in the cyber security aspects. The data loss from the data centers of the financial sectors are also another cause for risks in the systems. However, these are not the only risks faced by the financial institutions. The misalignment between businesses and information technology strategies and management decisions are also faced by these financial sectors as well (McNeil, Frey Embrechts, 2015). However, the presence of internet access for the access to the system has made the intrusions of several breaches to the system including malwares and viruses. The cyber threats occurring as data loss, user account compromising, file destroying or degrading are the main attacks included in the cy ber security aspects. This is the main cause for data loss from the data centers. This is the main reason for the company to lose their brand value as well as business in the market. The risk assessment of information technology has made the possible integration of risk management techniques that helps in addressing the risks requirements and their mitigation. The main objective of the information technology risk management is the removal of loopholes in the system that helps in the mitigation of the various threats and vulnerabilities. The risk management of the information technology is included in a wide scope of enterprise solutions (Hopkin, 2017). The development and maintenance of management systems for referring to the information security aspects shows the adoption of a systematic approach to mitigate the security risks present in the financial services (Haywood et al., 2017). According to the framework of the information security, these risks assessments can be used to reduce or stop the impacts caused by the vulnerabilities or threats and also to apply the solutions to increase the business level which was not present to address them. The framework for the information security aspects need to reference the inside attacks as well as the outside attacks that can affect the businesses of these financial solutions. The various internal threats to the financial solutions are the operational problems in the IT aspects, failure to comply with the enterprise solutions and mergers between various financial organizations or companies. The outside threats include the economic changes in the market, rise of competitions and innovations in the applications of the technology. Both of these types of threats can be used to influence the actions of the information security aspects. The risk and vulnerabilities due to these threats are to be referenced and evaluated for ensuring successful business continuity (Bruhn et al., 2017). The adoption of certain methods for the identification of the risks, estimation of the impacts made by the risks and the evaluation of them is necessary to mitigate them. The information security in the business aspects refers to the various risks and vulnerabilities corresponding to the development, use, impact and selection of the parameters inside the financial sectors. The various IT related problems that can possibly cause an impact on the business operations are included in the risks in security. Their impacts can range from losing business for some time to widespread losing of customers. This can have great impacts on both the customers as well as the financial services. The cyber attack compromises the accounts of the customers making great difficulties for them (Hsiao, 2017). This in turn causes the customers to lose their faith from the financial organization concerned. Thus, the presence of risks management framework is to be integrated. The ERM scheme is another method that has been applied by financial sectors that has helped them to enhance their process of decision making (Glendon, Clarke McKenna, 2016). The main objective of the infor mation technology risk management is the removal of loopholes in the system that helps in the mitigation of the various threats and vulnerabilities. Due to the application of the risks management framework, the business operations and the business continuity is maintained which helps to keep the brand image in the market. The risk management process is the main aim for the information security framework. The information security in the business aspects refers to the various risks and vulnerabilities corresponding to the development, use, impact and selection of the parameters inside the financial sectors. Their impacts can even range to destroy the flow of the business (Lechner Gatzert, 2017). These can be done by the adoption of certain methods for the identification of the risks, estimation of the impacts made by the risks and the evaluation of them is necessary to mitigate them. These include the adoption of regulatory frameworks for identifying the risks in the systems. This process is followed by the estimation of the risks impacts. The analysis used for the estimation is the quantitative and qualitative analysis of the risks. The last method of mitigating these risks is the application of the universal standards to reference them. Principles of information technologies in risks management: The various risks mitigation procedures are included in the information security framework. These helps in addressing the various risks in security and privacy related issues present in the financial sectors. The ERM scheme is another method that has been applied by financial sectors that has helped them to enhance their process of decision making (Lin et al., 2017). The basic methods included in this principle are discussed in this section. The first method is the requirement for connecting to the business objective. This includes the connection among the objective of the financial sectors. The next method is the successful alignment of the information technological aspects with the business objectives. The next method is the estimation of the cost requirements for addressing the mitigation requirements for the identified risks. The next method is the communication among the various authorities to address such risks. The last method is the application of analysis used for the estimation is the quantitative and qualitative analysis of the risks. These standards help in keeping up a legitimate connection with the business operations in the organization. The utilization of the IT risk framework controls the significance of removing risks from the organization. IT risks is managed as a business risk, instead of an alternate sort of risk. In addition, the approach for risk management is comprehensive and helpful. Informational technology supports the achievement of business goals, and IT risks are conveyed as the impact they can have on the achievement of business objectives or system (Yilmaz and Flouris, 2017). Each processing of the methods included in the IT aspect contains a dependence on how the business system depends upon IT-related resources, for instance, people, applications, and establishment. IT-related business chance is seen from the two focuses: protection against risks or threats and enabling of technological advancements. This assures those included with operational risks and the financial organizations are taki ng a shot at mitigating the risks in IT. The risks appetite is termed as the amount of risks present during the development and the analysis of a process to reach its course outcome. To consider the risk appetite levels of a process, two main considerations to be taken into considerations (de Freitas Alves et al., 2017). The first consideration is the ability to take difficulties by the risks. These difficulties are he transactional risks and harm. The next consideration is the measure taken to fight the difficulties in these aspects. Although, there is no presence of standards to identify the presence of risks, the risk appetite can be measured by utilizing the risk maps. Risk resilience is defined at the management level and is reflected in plans set by the authorities at bringing down vital levels of the businesses. These procedures are to address the inside as well as the outside threats to the organization concerned. . The various internal threats to the financial solutions are the operational problems in the IT aspects, failure to comply with the enterprise solutions and mergers between various financial organizations or companies. The outside threats include the economic changes in the market, rise of competitions and innovations in the applications of the technology. Both of these types of threats can be used to influence the actions of the information security aspects (Levett et al., 2017). The risk and vulnerabilities due to these threats are to be referenced and evaluated for ensuring successful business continuity. However, there is presence of requirements of the traditional processes where risks management can be done by analyzing the leg itimate and industrial necessities where the presence of risks is less. The analysis used for the estimation is the quantitative and qualitative analysis of the risks. Qualitative risk analysis: The method used in the qualitative risk analysis is the use of pre-made rating scale to analyze the risks pertaining to the system. The score of the various risks and threats will be rated on the basis of these scales. According to this, they will be applied the proper assessment methods needed for their mitigation. The probability of the risk depends on the values ranging from 0 to 1. Similarly the risk assessment is based on a scale of one to five. For the scale of one, the minimal risks mitigation is applied while for the scale of five, the most extensive mitigation is applied. Quantitative risk analysis: The quantitative analysis refers to the use of various mathematical and statistical methods to develop an end requirement for managing the various business operations. The main methods used in this analysis are the use of certain prospects to get results by accounting to the changes and trends in the insights made. This is used in a large scale as the effectiveness is much high. In addition, the cost needed for conducting this analysis is also very small. Thus, it can be considered that the qualitative risk analysis considers the risks whereas the quantitative risk analysis analyzes the project (McNeil, Frey Embrechts, 2015). Qualitative risk analysis is used to perform analytical estimation whereas the quantitative risk analysis estimates the parameters on the basis of probability. Recommendations: The organization has possessed the capacity to deal with the dangers in the organization. This has helped in keeping up the security of information and data in the organization. The utilization of firewalls and anti-viruses helps in recognizing infections in the system or server of the organization. These anti-viruses recognize and address malware and Trojans in the system. The utilization of the Big Data additionally helps in giving an appropriate database in the organization. It additionally gives security to information put away in the Cloud benefits in the organization. The Cloud administrations help in moving up the information over the web. The loss of the information can be limited by backing up the information. The resources are quickly accessed and modified however required. This allows the users of the cloud to access the computational abilities of the infrastructure and get the required capabilities whenever needed. This helps to increase the agility and deployment of thes e services. The risk management helps in prioritizing the various tasks needed for referencing the threats from the cyber attacks. Conclusion: Thus, it can be concluded from the analysis that the use of the information technology assessment has led to the successful storage of the data pertaining to the financial sectors. The various challenges in the information sectors are also referenced in the report which applies to the financial services as well. The financial challenges faced by the Aztek Company can be mitigated by applying the various risks estimated processes. The qualitative risk analysis considers the risks whereas the quantitative risk analysis analyzes the project. Qualitative risk analysis is used to perform analytical estimation whereas the quantitative risk analysis estimates the parameters on the basis of probability. In addition, the cloud related solutions are also to be applied for storing the data in virtual data centers for successful business operations. The services provided by the cloud solutions include the presence of adequate resources, bandwidth and sustainable performance. The sole requirement of accessing the systems is the presence of an internet access. This allows remote availability of the cloud resources. In addition, disaster recovery is also possible by applying for backup. The operations of the system pertaining to a particular date can be saved in the cloud for later use. In case of disasters in the system, the backed-up system can be downloaded from the cloud and will be implemented very fast. In addition, the various frameworks used present in the Australian legislature are also to be used for referencing the business requirements. 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